Chapter 13: I Have a Plan to Bring Your Toy Gun Factory Back to Life!
The next morning.
Li Youtian arrived early at Tazhai with several hundred people from Mang Village.
“Yesterday, I said the spots were limited, so I only selected a little over two hundred people. If there are too many, I’ll have some of them go back!” Li Youtian said with a smile to Lin Wendong.
The idea to bring Mang Village into the fold had come from Lin Wendong, so naturally, he was in charge.
“Director Li, this number seems a bit small. Why not call over a few hundred more, or even bring everyone from your village?” Lin Wendong said calmly. Last night, Manager Wang had confidently assured him that no matter how many people came, it was fine—though he still wondered where they got so much cash.
But…
A fool wouldn’t pass up a bargain.
The more people Mang Village sent, the more commission Lin Wendong could take. Borrowing 100,000 yuan meant Tazhai could get 40,000 yuan!
“When do we start? What exactly do we have to do? Just stand here and the money will be transferred?!” one of the young men from Mang Village said impatiently.
“It’d be best if the money really arrives, or you’ll see just how fierce Mang Village can be!” another added.
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“Let’s start now. Director Li, please have your villagers line up into six groups.”
The procedure was the same as before.
Lin Wenwu, Lin Tianhao, and Lin Wenhai—the young men from Tazhai—handled the operations for the Mang villagers.
“Fill in your ID information,” Lin Wenwu instructed a young man at the front of one group.
The young man took out his phone and completed the form.
After waiting a long time with no further action, he furrowed his brow and asked, “What now?”
Without looking up, Lin Wenwu replied as he operated his phone, “Just wait a moment.”
“Is it really this simple to get tens of thousands of yuan?”
The young man’s forehead darkened, feeling tricked.
Just as he was about to lose his temper, his phone suddenly buzzed. He checked and saw a message:
“Account ending 4250: received 30,000 yuan.”
“What…?”
His body stiffened, mouth agape, utterly stunned.
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In fact, his limit was 50,000 yuan.
But after deducting a 10% service fee and a 20% rebate to Tazhai, only a bit over 30,000 yuan actually arrived.
“Just that simple to get 30,000 yuan?”
Before he could react, Lin Wenwu’s voice came again: “It’s not over; there’s more!”
At this moment, the entire Tazhai square echoed with astonished voices.
The villagers of Mang Village were filled with incredulous shock!
Li Youtian stood by dumbfounded, even rubbing his eyes in disbelief.
“Is it really this simple?!”
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“This…”
“This is… so simple, maybe we could do this on our own!”
Li Youtian’s mind stirred as he glanced subtly at the head of Tazhai’s third branch standing beside him.
Then he lowered his head, eyes rolling within his sockets.
People are greedy. Though Li Youtian thought Tazhai was fair, taking only 20% commission, that 20% was still a large sum!
Naturally, it would be best if they could avoid paying it.
“Later, I’ll have Hong Wei and the others pay attention to what method they’re using. When we get back, we’ll copy it and push Tazhai aside…” Li Youtian thought silently.
But Lin Wendong beside him was well aware of his intentions.
So, he casually said, “Director Li, don’t be fooled by how simple it looks; there’s no such thing as a free lunch in this world.”
Li Youtian was taken aback, looking at Lin Wendong in confusion. After a moment, his face returned to its characteristic honest smile.
“Wendong, my friend, could there really be any risk?”
Lin Wendong sighed deeply, “Director Li, since we’ve started working together, I won’t hide it from you.”
After a pause, he continued, “Actually, they’re exploiting online loans.”
“Exploiting online loans?” Li Youtian thought hard. Being older, he wasn’t very familiar with internet matters.
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But Li Youtian quickly grasped the meaning behind those words: online loans.
Loans!
“Wait… loans!”
Suddenly, his eyes widened, pupils shrinking; he almost screamed.
He looked at Lin Wendong with a gaze that seemed ready to devour him.
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His thoughts were the same as Lin Yaodong’s at first.
What is a loan?
It has to be paid back!
With compound interest, borrowing 100,000 yuan might mean repaying 110,000 or 120,000!
Now Li Youtian finally understood why the money arrived so easily.
This was a huge trap!
“I’m getting screwed!”
Just as Li Youtian was about to stop all the villagers from Mang Village, he suddenly realized something:
“No, no, no!”
“All the villagers at Tazhai are borrowing. How do they plan to repay it? If they don’t, they’ll be sued!”
“And you can’t just run away; even if monks flee, the temple remains. Could the people of Tazhai abandon their home and ancestors and escape elsewhere?”
In the end, Li Youtian’s face turned ashen. Gritting his teeth, he asked quietly:
“What exactly do you mean?”
Lin Wendong, having seen his reaction, smiled faintly and began giving him a legal lesson:
“According to our country’s laws, any loan with an interest rate exceeding 35% is invalid and not legally recognized.”
“In plain terms: if you borrow money and don’t repay it, the law won’t recognize that you ever borrowed it.”
“So the lender can’t sue us!”
Hearing this, Li Youtian’s mind went blank.
After a long moment, he blinked and asked uncertainly, “Is what you said really true?”
“Of course. Our villages are neighbors; would I ever cheat you?” Lin Wendong grinned, sincerity in his tone.
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